Health Insurance System
Insurer and Insured Persons
Overview of an Insurer
An “insurer” of health insurance refers to the health insurance association operating the health insurance business.
Overview of an Insured Person
An “insured person” refers to the person employed by the employer enrolled in the health insurance association who pays insurance premiums. Anyone employed by the employer eligible for health insurance becomes a mandatory insured person of the health insurance association where the employer is enrolled, except part-time employees and others who are working reduced hours.
However, part-time employees and others who are working reduced hours may become insured persons if satisfying the following requirements:
- The short-time employee works at least 20 hours per week
- The short-time employee earns at least 88,000 yen a month
- The short-time employee is expected to be at the company for at least two months
- The short-time employee is not a student
- The short-time employee works at a company with at least 101 employees, or a company with 100 employees or less which has a health insurance agreement between labor and management