Home Healthcare Services
The Western Digital Technologies Health Insurance Association provides home healthcare services to support the in-home care of patients, such as individuals who are elderly and bed-ridden or children suffering from intractable diseases. Individuals receiving long-term care other than those determined to need assistance or long-term care provided by long-term care insurance (with exceptions) receive benefits as a person eligible for health insurance from the Western Digital Technologies Health Insurance Association for home healthcare service costs.
Visiting Nursing System
Individuals who have a stable condition for which a physician has designated a need for in-home support or assistance from a nurse or other medical professional receive home healthcare or long-term care services from a nurse from the Visiting Nursing Station or another medical professional.
Home Healthcare Service Expenses
Insured persons receive benefits for 70% of the costs incurred (80% for standard elderly beneficiaries) for in-home medical care by a doctor, a visiting nurse from a designated company providing home healthcare services as home-visit nursing care service expenses (family dependent home-visit nursing care expenses).
However, insured persons are responsible for paying travel expenses, holiday visits, and any other extraordinary charges for nurses or other medical professionals.
Eligible Candidates and Amount of Payment
| Eligible candidates |
Individuals under age 40 Individuals over age 40 who are not persons requiring assistance or long-term care *Individuals who cannot use long-term care insurance or who have a specified disease can use health insurance. However, health insurance cannot be combined with long-term care insurance. |
|---|---|
| Amount of payment |
70% *The percentage of benefits differs according to age and condition. Moreover, this excludes extraordinary charges. |
| Additional benefits from the Western Digital Technologies Health Insurance Association | Payment of an amount calculated by deducting 25,000 yen from the out-of-pocket amount (rounded down to the nearest 1,000 yen) |